State Farm® Insurance Agent Lem Howard
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Arthur Davis
August 13, 2026
"I have had very good service from miss Pat she just hasnt taken me out to eat."
"We’re thankful for your feedback! It’s our pleasure to assist you with your insurance needs. If there is anything else we can do to help, please let us know."
Stephen Emere
August 11, 2026
"Pat is always kind and professional! Thanks Pat!!!"
"Stephen, thank you for the fantastic rating! We’re committed to providing honest, reliable service, so we’re so glad that came through in your experience. "
Tracey Buchanan
August 7, 2026
"Wanted to give a shout out to my favorite representative!! Ms. Pat Richardson.. Thank you for outstanding service you bring.. At Lem Howard- Statefarm"
"Tracey, thank you for the fantastic rating! We’re committed to providing honest, reliable service, so we’re so glad that came through in your experience. "
Quinesha / Roderick Jackson
August 3, 2026
"Ms. Pat has been absolutely wonderful! Since I moved to Georgia almost five years ago, she has consistently taken excellent care of all my insurance needs. She is knowledgeable, responsive, and always takes the time to answer my questions and make sure I have the right coverage.
If you’re looking for an insurance agency that truly values its customers, I highly recommend Lem Howard’s office. This team provides outstanding customer service and makes the entire process easy and stress free. I couldn’t be happier with the care and professionalism I’ve received over the years."
"Thank you for your review! If you ever have any questions or need assistance, we’re always here and happy to help. "
Ken Long
August 1, 2026
"Lem Howard is knowledgeable, professional
and straight to the point. Said I would save money by switching to State Farm and he was correct!"
"Thank you for the 5-star review of Lem Howard’s team - we really appreciate your kind words! "
amanda farese
July 30, 2026
"Pat is the best! We’ve been working with her and Lem for over 15 years!"
"amanda, thank you for taking the time to leave such a great review - we’re so grateful for your feedback! "
Vlsimms
July 29, 2026
"I appreciate the great customer service I always receive from Lem Howard office, Ms. Pat. I have been with State Farm over 30 years and they have never failed to address my needs. I have multiple policies, home, auto multiple cars, life insurance, and landlord policy."
"Thank you so much for the 5 stars, Vlsimms! We really appreciate your support. If you ever need anything, feel free to reach out anytime. "
Missy Reynolds
July 29, 2026
"Pat is always compassionate knowledgeable and very helpful."
"Missy, thank you so much for the wonderful review! We really appreciate your kind words. If you ever need anything, our Lithonia insurance team is always here and happy to help. "
Antonio Watts
July 29, 2026
"I highly recommend Mrs Pat for her outstanding service and professionalism. She helped me out of a real bind when I needed it most, taking the time to understand , and find the best solution. I'm truly grateful for their dedication and would confidently recommend her to anyone looking for an insurance agent who goes above and beyond for their clients."
"Thank you so much for your kind review, Antonio! If you need insurance assistance, we are just an email or call away! - Lem Howard, your State Farm Agent "
Darius Burage
July 28, 2026
"Ms Pat is awesome. Been with them for 9 years."
"Thank you for the thoughtful review - we really appreciate you taking the time to share your experience with our Lithonia insurance team. "
Sharon Rose
July 21, 2026
"I'm so glad when I got frustrated with my then Insurance company and decided to call State Farm. I spoke with Mr. Lem Howard, he was absolutely delightful. He made my stay on the phone with him very assuring. I disliked the other insurance company so bad. Every month they went into my account and took my hard working money out, I had the worst buyer's remorse, (they were so bad). This is the best decision I've made when I fired them. I have peace of mine since I spoke with Mr. Lem Howard. I can afford my car insurance payment and still save money and that surplus is what the other insurance company would take. Bless God I changed insurance company and bundle car and house insurance with a far exceptional deal. Thank you Mr. Lem Howard."
"Thank you for the 5-star review of Lem Howard’s team - we really appreciate your kind words! "
helen levy
July 15, 2026
"I have been with Lem Howard for 20 plus years and it was always a pleasure to talk to Miss Patricia. I thought of leaving state farm before because of the increase in pricing but I stayed because of Miss Patricia. I know loyalty do not mean anything to companies anymore but having great customer service is priceless. thank you Miss Pat for all of your help."
"Thank you so much for the 5 stars, helen! We really appreciate your support. If you ever need anything, feel free to reach out anytime. "
Janetta Peters
June 30, 2026
"Pat Richardson of the Lem Howard - State Farm Insurance Agency has always taken great care and concern of my godmother's affairs. She is warm, inviting and aways has a kind word to share. Thank you, Pat, and may God continue to bless you and the agency richly! Janetta Peters"
"Thanks so much for the fantastic rating, Janetta! We are so glad you had a positive experience with us here on State Farm Agent Lem Howard’s Team. If there is anything we can do for you in the future, just give us a shout! "
Demetrius Singletary
June 25, 2026
"Mrs Pat was very helpful, with a kind Spirit . She took her time and walk me through each step when I didn't understand somethings. She made sure she walk me through it and we got the job done together Gracefully. Thanks I now have life insurance."
"We are grateful for your 5-star review, Demetrius! Thanks for taking a moment to share your positive rating of State Farm Agent Lem Howard’s Team here in Lithonia . "
Hailey Lawrencebrown
June 23, 2026
"Pat Richardson has been very informative and honest in responding to any questions I asked. I am happy with the services I have received from her and, because of her I have stayed with State Farm."
"Thank you for the 5-star review, Hailey! Here on State Farm Agent Lem Howard’s Team, we are proud to serve our community and appreciate your recognition. "
Matthew Brady
June 9, 2026
"I’ve been using Pat Richardson through Lem Howard/State Farm since 2022 for homeowners, rental, and auto insurance. I have been extremely happy with the service, availability of the agent, accessibility using the app. They are always very responsive and informative. I plan to continue to use them in the future."
"Thank you so much for the 5-star review of State Farm Agent Lem Howard’s Team! We deeply appreciate your kind words here in Lithonia . "
Quintin Michael
June 7, 2026
"Ms Pat Richardson is the light that keep state farm burning she's she's true to her word the reason I'm still with state farm she deserves a big raise ASAP one word to describe her CLASS!!!"
"Thank you for your positive review and 4-star rating, Quintin! We are pleased to know that you had an enjoyable experience with us here on State Farm Agent Lem Howard’s Team. "
Lala W
May 20, 2026
"I have always received good advice when contacting Pat Richardson at Lem Howard’s office. She is patient to explain all of your options."
"Thank you for your thoughtful 4-star review, Lala. We are pleased to hear that you had a positive experience with us here on State Farm Agent Lem Howard’s Team. Should you have any suggestions on how we can improve further, please do not hesitate to share your feedback. "
Lynette Friedlander
May 18, 2026
"Ms Pat has always been helpful and efficient and gathering and presenting information"
"Thank you so much for the 5-star review of State Farm Agent Lem Howard’s Team! We deeply appreciate your kind words here in Lithonia . "
Alesia Scott
May 11, 2026
"I have been a client with Lem’s office for decades, and have worked with Pat most of those years. She is exceptional. She is kind, caring, empathetic and extremely knowledgeable. I have never asked a question or made a request that she couldn’t answer. She’s been there through great moments and some of the most painful. And she always responds with empathy and professionalism.
I cannot imagine working with anyone else for any of my insurance needs."
"Thank you for the amazing review, Alesia! It is truly the goal of our team to exceed expectations when it comes to all insurance needs."
Don Hill
May 4, 2026
"Pat is absolutely great! Very helpful! Thank you so much"
"Thank you so much for the 5-star review of State Farm Agent Lem Howard’s Team! We deeply appreciate your kind words here in Lithonia . "
Kathy Dove
April 28, 2026
"I always get the best customer service from Pat; always a pleasure to work with!"
"We appreciate your review, Kathy. We are so happy that you had such a wonderful experience with State Farm Agent Lem Howard’s Team here in Lithonia ! "
Melinda Mills
April 23, 2026
"Pat is Great .She solve all my issues and she so professional. I love State Farm."
"Melinda, thank you so much for the wonderful review! We really appreciate your kind words. If you ever have any questions or need assistance with anything insurance related, do not hesitate to reach out to State Farm Agent Lem Howard’s Team—we are always here to help!"
James Rolle
April 15, 2026
"My experience with Pat at State Farm was very good, I am a senior , and se was very patient and helpful with the information for my house and auto policies, which I did purchase from from State Farm."
"We are grateful for your 5-star review, James! Thanks for taking a moment to share your positive rating of State Farm Agent Lem Howard’s Team here in Lithonia . "
Satta Yomba
April 15, 2026
"I can’t say enough great things about my State Farm agent, Pat Richardson! She truly goes above and beyond every single time. Whenever there’s an issue, she’s quick to jump in and get it resolved without delay. What I appreciate most is how personal she is, she always checks in on me and even asks about my kids, which means a lot.
Pat is also very proactive when it comes to saving me money. She consistently looks for ways to reduce my auto and home insurance costs while still making sure I have great coverage. It’s rare to find someone who is both professional and genuinely caring, but she is exactly that.
If you’re looking for an agent who is reliable, responsive, and truly has your best interest at heart, I highly recommend Pat Richardson!"
"Thank you for the 5-star review, Satta! Here on State Farm Agent Lem Howard’s Team, we are proud to serve our community and appreciate your recognition. "