State Farm® Insurance Agent Lem Howard
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
James Rolle
April 15, 2026
"My experience with Pat at State Farm was very good, I am a senior , and se was very patient and helpful with the information for my house and auto policies, which I did purchase from from State Farm."
"We are grateful for your 5-star review, James! Thanks for taking a moment to share your positive rating of State Farm Agent Lem Howard’s Team here in Lithonia . "
Satta Yomba
April 15, 2026
"I can’t say enough great things about my State Farm agent, Pat Richardson! She truly goes above and beyond every single time. Whenever there’s an issue, she’s quick to jump in and get it resolved without delay. What I appreciate most is how personal she is, she always checks in on me and even asks about my kids, which means a lot. Pat is also very proactive when it comes to saving me money. She consistently looks for ways to reduce my auto and home insurance costs while still making sure I have great coverage. It’s rare to find someone who is both professional and genuinely caring, but she is exactly that. If you’re looking for an agent who is reliable, responsive, and truly has your best interest at heart, I highly recommend Pat Richardson!"
"Thank you for the 5-star review, Satta! Here on State Farm Agent Lem Howard’s Team, we are proud to serve our community and appreciate your recognition. "
Angela Andrews
April 13, 2026
"I had the pleasure of working with Pat to bring my auto insurance over from another carrier. She'd been reaching out from time to time to help me save money with a bundled policy and I finally reached out. She made the process very simple and explained the coverage options for me. Glad we finally had that talk. Persistence pays off! Thank you, Pat."
"Angela, it is a pleasure to hear what a wonderful experience you have had with State Farm Agent Lem Howard’s Team!"
Judy Harrington
April 10, 2026
"Mrs pat is always there to help and work with my family on all that’s needed we really appreciate her. When I call to pay my insurance I always ask for her only this is how friendly and understanding she is Thanks"
"Wow, thank you for the amazing 5-star review! It means a lot to us here in Lithonia to know that you had such a wonderful experience with us here on State Farm Agent Lem Howard’s Team."
Johnny Brown
March 20, 2026
"I was referred to Patricia Richardson by my Co-Worker as my former policy was over $5,600.00 every 6 months. It was so high that they even suggested that I shop around! Patricia took all of my information and called me back the next day with great news. My policy for the same coverage is $2,640.00! A savings of over $3,000.00 every 6 months. Patricia also took a look at my home coverage and saved us $200.00! Thank you Patricia for your professionalism and your sincere desire to help my protect my Family going forward with State Farm! Now I can say like Jake: “Like a good neighbor, State Farm is there!🎉💸👋🎉"
"Thank you for the positive review! If you have any insurance-related questions or needs, please feel free to reach out. "
Shunda Harper
March 13, 2026
"Always extremely professional and patient. Pat is very knowledgeable and well versed. She is consistently helpful and proficient. It is the leading reason we have been State Farm insurance for so long."
"Shunda, thank you so much for the wonderful review! We really appreciate your kind words. If you ever have any questions or need assistance with anything insurance related, do not hesitate to reach out to State Farm Agent Lem Howard’s Team—we are always here to help!"
Happy Happy
March 12, 2026
"Pat the State Farm agent has a great personality and extremely informative. Keep up the great job!!!!"
"happy, thank you for your wonderful review of State Farm Agent Lem Howard’s Team!"
Shyrelle S
March 5, 2026
"Pat is one of the best always pleasant and thank you"
"Thanks for the impressive review! We are thrilled to hear you had a wonderful experience with State Farm Agent Lem Howard’s Team here in Lithonia . "
Karen Greene
March 5, 2026
"Big company personal attention. Lem and his right hand, Pat take the time to make sure your policy has the right fit. Professionalism and Kindness are just two of the superlatives I give them."
"Thank you for your wonderful feedback. We are pleased to hear that you had a positive experience with us here on State Farm Agent Lem Howard’s Team. "
Gwendolyn Morgan
March 4, 2026
"I would like to make known the high level of professionalism, understanding, product knowledge and empathy put into action, that I received from Pat Richardson, Insurance Account Representative. Pat has assisted me with claim filings, a false claim, a policy reinstatement and more.during the past 11 years. She is great at what she does. When I expressed my appreciation to Pat yesterday, she replied "that's what I'm here for"."
"We’re thankful for your feedback! It’s our pleasure to assist you with your insurance needs. If there is anything else we can do to help, please let us know!"
Daryl Tolbert
February 25, 2026
"Ms Richardson was very professional and patient . She was also diligent and helpful in finding me discounts that made it affordable for me to come aboard"
"Wow, thank you for the amazing 5-star review! It means a lot to us here in Lithonia to know that you had such a wonderful experience with us here on State Farm Agent Lem Howard’s Team."
Khalia “Lia” Latta
February 23, 2026
"Ms. Pat is always helpful when I call to get information about anything. She is the most pleasant with a great spirit. It doesn't matter what questions I have, even if it isn't about my policy; she answers them without any problem. She's awesome!🤗"
"Khalia, thank you for your wonderful review of State Farm Agent Lem Howard’s Team!"
Gilbert Rice
February 23, 2026
"Pat Richardson has always been very helpful everytime I've sought her assistance."
"Thank you for your 5-star review! My State Farm team and I are happy to be your good neighbor!"
Daniel Cunegin
February 23, 2026
"Pat give good service to me and she's a very polite and professional agent."
"Thanks so much for the amazing review, Daniel! We really appreciate your support here in Lithonia . If you ever have any questions or need insurance assistance in the future, we are just a message away!"
Eloise Miller-Bonner
February 11, 2026
"I received outstanding service."
"We are grateful for your 5-star review, Eloise! Thanks for taking a moment to share your positive rating of State Farm Agent Lem Howard’s Team here in Lithonia . "
Melissa Rodgers
February 10, 2026
"My representative Pat is Always, processional , courteous and most of all kind! She responds back in a timely manner and Always willing to assist where needed!!! Hands down the Absolute Best!!!"
"We are honored by your review. Thank you for taking the time to inform us of your experience. We're glad you are satisfied with the service from my State Farm office. We are always here to assist you with your insurance needs."
Jasmine Combs
January 28, 2026
"Pat was amazing assisting me with my new policies. She matched my current coverages and provided a much better rate on both my home and auto policies. Give her a call and start saving today!"
"Thank you so much for the 5-star review of State Farm Agent Lem Howard’s Team! We deeply appreciate your kind words here in Lithonia . "
shortdogg 106
January 26, 2026
"My experience has been great! Mrs. Pat has always provided great service. Mrs.Pat always guided me in the right direction since my mid twenties. For twenty years plus she has given me awesome service. Thank you Mrs Pat and keep doing what you do!"
"We really appreciate your 5-star review, it means a lot to us! We are always happy to help with anything insurance related—whether it is finding the right coverage or answering general questions. shortdogg, thank you so much for the wonderful review! We really appreciate your kind words. If you ever have any questions or need assistance with anything insurance related, do not hesitate to reach out to State Farm Agent Lem Howard’s Team—we are always here to help! "
Patrice
January 26, 2026
"Mrs. Pat is so professional, pleasant and patient. She takes her time in explaining the information to you. She likes to ensure you understand before proceeding. Mrs. Pat loves what she does because you can hear it in her voice. You can’t say that about many people. The first time I called Mrs. Pat, I felt like I’ve know her for years. She was referred to me. I’m glad he did! She helped me to process what I will have to look forward to when I went home to take care of my mom. It was unexpectedly. I was calling about life insurance for my mom. I couldn’t get the life insurance for my mom. Mrs. Pat explained why thoroughly. I ended up getting life insurance for myself. She puts you at ease. It’s not forced. It’s because that’s just her. She is so personable and caring. Mrs. Pat leaves an impression on you. Her voice is even welcoming. Like you just want to hear what she has to say. I can go on and on about Mrs. Pat but I will stop right here. Sincerely Patrice Saffold"
"Thank you so much for the 5-star review of State Farm Agent Lem Howard’s Team! We deeply appreciate your kind words here in Lithonia . "
Francine Graham
January 22, 2026
"Very helpful"
"Wow, thank you for the amazing 5-star review! It means a lot to us here in Lithonia to know that you had such a wonderful experience with us here on State Farm Agent Lem Howard’s Team. Thank you so much for the 5-stars, Francine! We really appreciate your feedback and are always here to help with any insurance needs you have. Feel free to reach out to us here on State Farm Agent Lem Howard’s Team anytime. "
Eddie Chatman
January 14, 2026
"I was 100% satisfied with the assistance that Pam gave me with my insurance needs. I would certainly use her again."
"Thank you for the 5-star review, Eddie! Here on State Farm Agent Lem Howard’s Team, we are proud to serve our community and appreciate your recognition. "
veronica ryans
January 9, 2026
"I have to take a moment and THANK Lem and his team member Pat for their 5 star recent customer service interaction. I have an elderly mom insured there and I live about 2 hours away. I called the office today and Ms Pat was able to assist me with my (simple) request but tedious for my elderly mom. Well Ms Pat called me back immediately to let me know that “Lem” would be assisting my mom. I appreciate them both so very much for taking care of my mom in a quick and efficient manner."
"Thank you for your 5-star review! My State Farm team and I are happy to be your good neighbor!"
Cheryl Muhammad
January 8, 2026
"Ms. Pat Richardson had the best customer service in this office. She was so very helpful and knowledgeable. We spent time on the line as she answered my many questions with pleasure. Due to her service I would definitely refer this office."
"Thank you for your review! We are pleased you had a positive experience in our office. Lem Howard and team are here to help with all your insurance needs."
Delandrial J
January 6, 2026
"I am officially a new homeowner and I was super nervous about getting the right coverage for my house because I have heard of so many horror stories about people having insurance policies that did nothing to protect them. For me, I was fortunate to have Pat as my insurance agent. First of all, she was very patient with me, she also gave me options on the best and affordable coverage plus she even stayed with me until closing. Good customer service is rare these days and if you’re like me, it matters.. So if you need insurance or anything they offer please contact Pat, she will go the bat for you !!! Thank you Pat!!!"
"Thank you for your positive google review! We are please you had an awesome experience in our office. Lem Howard and team are always here to help with your insurance needs."
Carlos Snow
December 18, 2025
"My experience was absolutely outstanding from start to finish. The agent, Ms. Richardson, was extremely professional, patient, and genuinely helpful throughout the entire process. She took her time to thoroughly explain everything, went into great detail about all of my options, and made sure I clearly understood each step before moving forward. I never felt rushed or pressured, and she was always willing to answer my questions and address any concerns I had. This is not my first time working with Ms. Richardson, and each interaction has consistently been a great experience. Her knowledge, attention to detail, and commitment to excellent customer service truly stand out. Every time I’ve worked with her, the process has been smooth, informative, and stress-free. Overall, I am extremely satisfied and truly appreciate the level of care and professionalism she provides."
"Thank you for your 5-star review! My State Farm team and I are happy to be your good neighbor!"